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Periodic contribution contract = contract defined by several payments (fixed contractually at the time of subscription). When subscribing, the final capital is known (except for special profit sharing such as profit sharing).

periodic contribution contract

Free payments contract = Contract defined by several payments not fixed at the time of subscription. The capital paid at the end of the contract is not known at the start; it is determined by the number of installments and the value of each of them (added to profit sharing and technical interest).

free payments contract

Unit-linked contract = contract whose guarantees are indexed to one or more reference values ​​(ex: stocks, real estate values, etc.). The guarantees therefore vary like the reference values. The capital is not guaranteed.

unit of account contract
HEALTHRETIREMENTSAVINGFORESIGHTOTHERS PRODUCTSAT
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  • Health insurance
  • Individual Insurance
  • Accidents
  • CMU
  • Pension Insurance
  • PERP
  • PERCO retirement
  • Pre-retirement
  • Madelin contract
  • The Tontine
  • Life insurance
  • Company savings plan
  • Time savings account
  • Provident contract
  • Death insurance
  • Borrower / Credit / Loan Insurance
  • Income insurance
  • Vehicle insurance
  • Home Insurance
  • Family insurance
  • RCCF Insurance
  • Rental risk
  • IARD
  • Leisure insurance
  • Special risk insurance
  • Transport insurance
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  • CMU complementary
  • Complementary Health
  • Supplementary pension plan
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  • Life Accident Guarantee
  • Absolute and Definitive Disability Guarantee (IAD)
  • Hospitalization guarantee
  • Funeral guarantee

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Health insuranceCoverage of health costs in addition to the compulsory Social Security services.Individual Accident InsuranceCovers bodily injury.CMU (Universal Health Coverage)Compulsory health protection for people residing in France and who are not already covered by another compulsory health insurance scheme.CMU complementaryComplementary protection (comparable to a mutual insurance) granted according to means criteria.Complementary HealthProvides reimbursement in addition to social security.Life Accident GuaranteeAllows you to be assisted and compensated as soon as possible following an accident in the private life having caused serious consequences, whatever the cause of the accident.
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EPension InsuranceInsurance guaranteeing the employee a retirement pension.PERPPopular Retirement Savings Plan – life insurance policy intended for individuals regardless of their status, salaried, self-employed or without professional activity, which allows them to build up an additional pension.PERCOGroup retirement savings plan allowing you to build up a supplementary pension.Pre-retirementMajor retirement savings investment for civil servants.Madelin contractSavings contract for the self-employed in order to obtain a life annuity after retirement.The TontineAlso known as the “growth clause”, it is a flexible and efficient savings system that operates through an association of savers who come together to invest jointly and benefit, in due time, from all of the fruits of management.
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EProvident contract
  • Receive capital in the event of death
  • Be protected in the event of sick leave, disability or death
  • Guard against loss of autonomy
  • Prepare your funeral
Death insuranceInsurance contract which compensates the beneficiary, by payment of a capital, in the event of the death of the insured before the end of the contract.Borrower / Credit / Loan InsuranceGuarantee the lender against the risk of death, disability or unemployment of the borrower.Income insuranceGuarantee an income in the event of temporary work stoppage or disability.Supplementary pension planAdditional cover in the event of death, sick leave, disability, serious illness.Absolute and Definitive Disability Guarantee (IAD)Covers the financial consequences of an accident or sometimes an illness which causes total and permanent incapacity for work.Hospitalization guaranteeFinancial supplement to cover unforeseen expenses related to hospitalization.Funeral guaranteeGuarantee the payment of a reserve of money to loved ones when the time comes.
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ELife insurance

Insurance contract to build up savings in order to be able to repay them in the form of either an annuity or a lump sum (provided that the insured is alive at the end of the contract).

Company savings planCollective savings plan giving employees of the company the opportunity to participate, with the help of the latter, in the constitution of a securities portfolio.Time savings accountCreation of savings for retirement or additional immediate remuneration.
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Vehicle insuranceVehicle coverage (auto, motorcycle, quad, caravan…).Home InsuranceCover for the risk of burglary.Family insuranceAccident insurance, death insurance, permanent impairment of Physical and Psychic Integrity (AIPP).RCCF InsuranceCivil Liability Head of the Family.Rental riskMandatory tenant guarantee which allows the owner to be compensated by the tenant's insurer (fire, etc.).IARDFire, Accidents and Miscellaneous Risks, Multi-risk home, life risk guarantee, motor vehicles.Leisure insuranceIn addition to Civil Liability insurance (caravanning, boating, hunting, etc.).Borrower guaranteeGuarantee of reimbursement from financial institutions.Special risk insuranceRelates to all insurance contracts which, due to the specific nature of the goods or persons insured, do not fall into the usual category of insurance contracts (unemployment of managers, dogs & cats, factoring, dependency, corporate credit, rents unpaid…).Transport insuranceProvide transport professionals (shipowners, air carriers), construction sites, manufacturers and traders with effective protection against the risk of loss and damage to ships, aircraft and goods.

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