Life Insurance Rates by Age – Rate Charts by Age – Get your quote in 2 minutes

Life insurance rates are heavily influenced by age. The older you are, the higher the rate. If you are curious about how much life insurance will cost for someone your age, use the tool below to quickly show the example life insurance rates of seven companies. Use the tool below to view life insurance rates for your age. Enter your age, gender, coverage amount, term duration and general health assessment to see the sampling rates to compare. Why should you listen to us? NoExam.com has been in business since 2013. As a small business, we have helped over 10,000 families purchase life insurance. We have over 1,000 third-party verified reviews and maintain a score of 4.8 out of 5. Our philosophy is to go above and beyond with no expectation for anything in return. How are life insurance rates calculated? Rates are calculated by factoring based on the applicant's age, gender, height, weight and general health. The rate graphs on this page represent the starting point. Age, gender, height and weight are used to determine the frequency class. Rate classes are typically labeled as: Preferred PlusPreferredStandardRatedAfter using the quote calculator listed above, when an acceptable quote is offered, users can click "apply" to begin their application. Once the application is initiated, the applicant will have to answer some health questions to determine the health classification. These questions concern family history and any current or past medical conditions. Having a medical condition like hypertension can move you to the next health class. A family history of heart disease or cancer before the age of 60 can also influence a candidate's class. Term Life Insurance Calculator Use the term coverage calculator to determine how much coverage you get. A good rule of thumb is to have at least seven or ten times the annual income of the family's main financial provider in life insurance coverage. The answer to the question of how much coverage varies and is based on many factors. When determining the amount of coverage, consider the applicant's family size, as well as their future needs, such as tuition fees or wedding expenses. Also to be considered are any debts, such as a mortgage. Adding up all these expenses will give you an idea of ​​how much life insurance your family will need. Choosing the Duration of the Life Insurance Contract The right term duration is one that provides coverage when it is most needed. A 30-year shelf life will provide the best value, but may not be the right option, given the situation. When choosing a term, consider age and insurance needs. A 30-year political term makes more sense if it is convenient. This is because the older an applicant gets, the more life insurance costs. A 30-year policy at the age of 40 is cheaper than a 20-year policy at the age of 50. Above all, the policy must meet the needs of the insured and be accessible. On the other hand, life insurance, especially its component value money, is confusing to many people. It is also more expensive, which is why we almost always recommend the duration. Life Insurance Rates by Age Below are sample life insurance rates by age for comparison purposes. Rates are broken down by duration, gender, age and coverage amounts. We recommend using this comparison tool to compare the actual rates of the best life insurance companies. Cost of Life Insurance – How much does term insurance cost? Term insurance can cost up to $ 10 per month or up to $ 500 + per month depending on age, length of period, amount of coverage and general health. The tables below provide average rates for a healthy 50-year-old man. Check out our page on the average cost of life insurance. It is important to note that once you purchase a lifetime policy, the rates do not increase during the period of validity of the policy. $ 100,000 $ 18.22 $ 250,000 $ 36.55 $ 500,000 $ 57.36 $ 1,000,000 $ 108.72 * These life insurance rates are for a healthy 50 year old male. An older male can expect higher rates. Use our comparison tool for a personalized quote. 10 Years Life Insurance Age Rates A 10 year policy usually has the lowest rate. He will offer a level award for 10 years. Once the first 10 years have expired, the premium will increase annually if the policy is renewable. Male The following samples are rates based on a 10-year term for a non-smoking healthy man with a Preferred Plus score. Age 18-28 Age $ 100,000 $ 250,000 $ 500,00018 $ 9.41 $ 13.92 $ 18.2719 $ 9.41 $ 13.92 $ 18.2720 $ 9.41 $ 13.92 $ 18.2721 $ 9.41 $ 13.92 $ 18.2722 $ 9.41 $ 13.92 $ 18.2723 $ 9 $ 41.92 $ 18.2724 $ 9.41 $ 13.92 $ 18.2725 $ 9.41 $ 13.92 $ 18.2726 $ 9.41 $ 13.92 $ 18.2727 $ 9.41 $ 13.92 $ 18.2728 $ 9.41 $ 13.92 $ 18.27Ages 29-39Age $ 100,000 $ 250,000 $ 500,00029 $ 9.45 $ 13.92 $ 18.2730 $ 9.45 $ 13.92 $ 18.2731 $ 9.45 $ 13.92 $ 18.2732 $ 9.45 $ 13.92 $ 18.2733 $ 9.45 $ 13.92 $ 18.2734 $ 9.45 $ 13.92 $ 18 , 2735 $ 9.45 $ 13.92 $ 18.2736 $ 10.02 $ 15.11 $ 19.7137 $ 10.11 $ 15.33 $ 21.0638 $ 10.29 $ 15.56 $ 22.3639 $ 10.48 $ 15.79 $ 23.50Ages 40-49Age $ 100,000 $ 250,000 $ 500,00040 $ 10.75 $ 16.25 $ 23.7541 $ 11.02 $ 16.70 $ 24.3442 $ 11.39 $ 17.85 $ 25.4143 $ 12.12 $ 19.44 $ 25.5444 $ 12.94 $ 21.04 $ 27.5645 $ 13.76 $ 22.64 $ 29.3945 $ 13.76 $ 22 , 64 $ 29, 3947 $ 15.41 $ 26.07 $ 35.4048 $ 16.23 $ 26.60 $ 38.5349 $ 17.05 $ 27.13 $ 41.67 years 50-59 years $ 100,000 $ 250,000 $ 500,00050 $ 17 , 87 $ 27.77 051 $ 18.70 $ 29.95 $ 50.6352 $ 19.61 $ 32.46 $ 56.0153 $ 20.62 $ 35.43 $ 61.7454 $ 21.80 $ 38, 63 $ 68.0515 $ 23.36 $ 42.28 $ 74.5656 $ 25.27 $ 45.94 $ 81.9057 $ 27.56 $ 50.05 $ 90.5158 $ 30.12 $ 56.21 $ 99,0259 $ 33.04 $ 61.69 $ 109.32Ages 60-69Age $ 100,000 $ 250,000 $ 500,00060 $ 36.14 $ 68.32 $ 127.3261 $ 37.94 $ 71.91 $ 131.8162 $ 41.77 $ 79.52 $ 147.9063 $ 46.03 $ 87.78 $ 165.3064 $ 50.73 $ 98.88 $ 185.7565 $ 56.04 $ 109.1 $ 207.566 $ 61.52 $ $ 122.15 $ 230.1267 $ 67.70 $ 136.72 $ 254.4868 $ 74.66 $ 153.47 $ 281.8869 $ 82.58 $ 172.61 $ 314.94Ages 70-74Age $ 100,000 $ 250,000 $ 500,00070 $ 91.88 $ 195.01 $ 355.4071 $ 102.15 $ 219.81 $ 401.5172 $ 112.85 $ 246.34 $ 451.9773 $ 125.12 $ 276.79 $ 510, 2674 $ 140.78 $ 313.98 samples $ 586.82 FemalePricing below are rates based on a 10-year term for a healthy woman was not mothers with a Preferred Plus rating. Age 18-28 Age $ 100,000 $ 250,000 $ 500,00018 $ 8.04 $ 10.34 $ 13.0519 $ 8.04 $ 10.34 $ 13.0520 $ 8.04 $ 10 , 34 $ 13.0521 $ 8.04 $ 10.34 8.04 $ 10.04.04.04.04.04.04.04.04.06.06.04 $ 10.34 $ 13.0527 $ 8, 06 $ 10.34 $ 13.0528 $ 8.08 $ 10.34 $ 13.05 Age 29-39 years $ 100,000 $ 250,000 $ 500,00029 $ 8.08 $ 10 .34 $ 13.0530 $ 8.10 $ 10 34 $ 13.0531 $ 8.10 $ 10.34 $ 13.0532 $ 8.10 $ 10.47 $ 13.0533 $ 8.10 $ 10.61 $ 13.4934 $ 8.21 $ 10.73 $ 13.4935 $ 8.22 $ 10.98 $ 13.9236 $ 8.74 $ 11.68 $ 14.7937 $ 8.92 $ 12.14 $ 15.2338 $ 9.20 $ 12.59 $ 15 6839 $ 9.56 $ 13.05 $ 16.58Ages 40-49Age $ 100,000 $ 250,000 $ 500,00040 $ 9.93 $ 13.96 $ 17.7041 $ 10.48 $ 15.11 $ 19.01442 $ 11 21 $ 16.48 $ 20.8343 $ 11.85 $ 16.89 $ 22.5944 $ 12.58 $ 16.91 $ 25.0945 $ 13.22 $ 16.93 $ 26.6646 $ 13.76 $ 17.98 $ 28.5947 $ 14.31 $ 18.99 $ 30.8248 $ 14.86 $ 20.13 $ 33.1549 $ 15.32 $ 21.50 $ 35.40Ages 50-59Age $ 100,000 $ 250,000 $ 500,00050 $ 15.87 $ 22.87 $ 38.0851 $ 16.41 $ 24.47 $ 40, 7752 $ 16.87 $ 26.07 $ 43.9153 $ 17.33 $ 27.89 $ 47.9454 $ 17.97 $ 29.95 $ 51.8855 $ 18.97 $ 32.23 $ 55.7856 $ 20.07 $ 34.29 $ 59.5057 $ 21.25 $ 36.34 $ 62.2858 $ 22.72 $ 38.86 $ 65.8659 $ 24.63 $ 42.74 $ 71.69Ages 60-69Age $ 100,000 $ 250,000 $ 500,00060 $ 27.47 $ 48.22 $ 83.1361 $ 28.46 $ 52.11 $ 86.9462 $ 30.77 $ 62.99 $ 111.8063 $ 40.21 $ 75, 17 $ 133.5564 $ 46.03 $ 86.65 $ 156.6065 $ 51.86 $ 99.31 $ 180.0966 $ 57.52 $ 111.06 $ 202.2867 $ 63.44 $ 123.45 $ 224.9068 $ 69.61 $ 136.50 $ 249.2669 $ 76.49 $ 151.73 $ 278.40 Age 70-74 years $ 100,000 $ 250,000 $ 500,00070 $ 84.14 $ 169.78 $ 314.5171 $ 92.49 $ 191.10 $ 357.57272 $ 101.19 $ 214.59 $ 407.60 € $ 110.94 $ 241.56 $ 464.5874 $ 122.25 $ 272.66 $ 528.96 * Quotes are presented in a monthly premium format. The above quotes are for a non-smoker in excellent health and are subject to change 15 years of life insurance Rates for age A 15 year policy is similar to the 10 year term as it is usually one of the most convenient length conditions . Will provide coverage for 15 years with a level reward. After the first 15 years, the premium will increase annually if the policy is renewable. Male The following samples are rates based on a 15-year term for a non-smoking healthy man with a Preferred Plus score. Age 18-29 Age $ 100,000 $ 250,000 $ 500,00018 $ 9.50 $ 14.14 $ 19.1419 $ 9.50 $ 14.14 $ 19.1420 $ 9.50 $ 14.14 $ 19.1421 $ 9.50 $ 14.14 $ 19.1422 $ 9.50 $ 14.14 $ 19.1423 $ 9 $ 50 14.14 $ 19.1424 $ 9.50 $ 14.14 $ 19.1425 $ 9.50 $ 14.14 $ 19.1426 $ 9.50 $ 14.14 $ 19.1427 $ 9.50 $ 14.14 $ 19.1428 $ 9.50 $ 14.14 $ 19.14Ages 29-39Age $ 100,000 $ 250,000 $ 500,00029 $ 9.50 $ 14.14 $ 19.1430 $ 9.50 $ 14.14 $ 19.1431 $ 9.50 $ 14.14 $ 19.1432 $ 9.50 $ 14.14 $ 19.5833 $ 9.50 $ 14.14 $ 19.5834 $ 9.50 $ 14.14 $ 20 , 0135 $ 9.50 $ 14.14 $ 20.4536 $ 10.11 $ 15.33 $ 22.3637 $ 10.20 $ 15.56 $ 22.4038 $ 10.48 $ 16.25 $ 22.4039 $ 10.75 $ 16.93 $ 25.26Ages 40-49Age $ 100,000 $ 250,000 $ 500,00040 $ 11.30 $ 17.85 $ 27.6741 $ 12.03 $ 19.22 $ 29.5742 $ 12.85 $ 20.81 $ 30.9743 $ 13.40 $ 22.64 $ 33.4244 $ 14.40 $ 24.45 $ 37.7745 $ 15.41 $ 24.47 $ 41.9346 $ 16.41 $ 26 , 66 $ 45, 1347 $ 17.51 ​​$ 28.49 $ 48.7848 $ 18.61 $ 30.63 $ 53.3549 $ 19.79 $ 33.27 $ 59.57 Age 50-59 Age $ 100,000 $ 250,000 $ 500,00050 $ 21 , 07 $ 67.6251 $ 22.44 $ 39.79 $ 72.4452 $ 23.90 $ 43.14 $ 78.8653 $ 25.64 $ 46.97 $ 86.5154 $ 27.47 $ 51.93 $ 96.4655 $ 28.96 $ 60.81 $ 113.6956 $ 31.15 $ 66.81 $ 124.2457 $ 34.41 $ 73.86 $ 136.7658 $ 38.02 $ 81.95 $ 151 3859 $ 42.17 $ 91.09 $ 168.08 Ages 60-65Age $ 100,000 $ 250,000 $ 500,00060 $ 47.63 $ 105.29 $ 196.2961 $ 46.30 $ 106.05 $ 176.6162 $ 51 $ 43.46 $ 199.2363 $ 57.43 $ 119.00 $ 224.9064 $ 64.04 $ 134.09 $ 254.4865 $ 71.96 $ 151.84 $ 291.45 $ Female Champions Following are rates based on a 15-year term for a healthy non-smoking woman with a Preferred Plus score. Age 18-28 Age $ 100,000 $ 250,000 $ 500,00018 $ 8.51 $ 11.65 $ 15.6619 $ $ 8.51 $ 11.65 $ 15.6620 $ 8.5.6 $ 15.6622 $ 8.51 $ 11.65 $ 15.6623 $ 8.51 $ 11.65 $ 15.6624 $ 8.51 $ 11.65 $ 15.6625 $ 8.51 $ 11.65 $ 15.6626 $ 8.51 $ 11.65 $ 15.6627 $ 8.51 $ 11.65 $ 15.6628 $ 8.51 $ 11.65 $ 15.66Ages 29-39Age $ 100,000 $ 250,000 $ 500,00029 $ 8.51 $ 11.65 $ 15.6630 $ 8.51 $ 11.65 $ 15.6631 $ 8.51 $ 11.65 $ 15.6632 $ 8.51 $ 11.65 $ 15.6633 $ 8.59 $ 11.88 $ 16.1034 $ 8.59 $ 11.88 $ 16.1035 $ 8 68 $ 12.10 $ 16.5336 $ 9.20 $ 12.59 $ 17.9237 $ 9.56 $ 13.28 $ 18.3738 $ 9.93 $ 13.96 $ 19.2739 $ 10.29 $ 14.88 $ 20.52 Age 40-49 Age $ 100,000 $ 2 50,000 $ 500,00040 $ 10.75 $ 15.79 $ 22.4641 $ 11.21 $ 16.70 $ 24.3442 $ 11.75 $ 17.85 $ 26.6843 $ 12.30 $ 19.22 $ 29.0344 $ 12.94 $ 19.79 $ 31.8545 $ 13.58 $ 19.81 $ 33.1146 $ 14.22 $ 21 27 $ 35.9647 $ 14.95 $ 22.41 $ 38.2748 $ 15.68 $ 24.01 $ 41.5049 $ 16.41 $ 26.49 $ 45.10Ages 50-59Age $ 100,000 $ 250,000 $ 500 , 00050 $ 17.33 $ 29.35 $ 51.0851 $ 18.33 $ 31.60 $ 52.6352 $ 19.43 $ 33.60 $ 56.4653 $ 19.88 $ 35.35 $ 63.0354 $ 21.07 $ 38.69 $ 69.8155 $ 22.53 $ 42.41 $ 76.7356 $ 24.18 $ 45.93 $ 83.5257 $ 25.18 $ 49.59 $ 89.7858 $ 26 , 55 $ 54.03 $ 97.6159 $ 28.74 $ 60.55 $ 109.10Ages 60-65Age $ 100,000 $ 250,000 $ 500 , 00060 $ 32.31 $ 69.28 $ 124.2461 $ 36.38 $ 68.64 $ 121.3762 $ 43.08 $ 79.08 $ 143.9963 $ 50.99 $ 93.00 $ 164.0064 $ 59.61 $ 109.32 $ 183.5765 $ 67.96 $ 126.06 $ 204.45 * Offers are presented in a monthly premium format. The above quotes are for a non-smoker in excellent health and are subject to change. 20 Years of Life Insurance Rates by Age A 20 year policy is our most popular term. It will provide coverage for 20 years at a premium premium level. After the initial 20-year period, premiums will increase annually. Mask The following samples are rates based on a 20-year term for a non-smoking healthy man with a Preferred Plus score. Age 18-28 Age $ 100,000 $ 250,000 $ 500,00018 $ 9.92 $ 14.57 $ 20.8819 $ 9.92 $ 14.57 $ 20.8820 $ 9.92 $ 14.57 $ 20.8821 $ 9.92 $ 14.57 $ 20.8822 $ 9.92 $ 14.57 $ 20.8823 $ 9 $ 92 14.57 $ 20.8824 $ 9.92 $ 14.57 $ 20.8825 $ 9.92 $ 14.57 $ 20.8826 $ 9.92 $ 14.57 $ 20.8827 $ 9.92 $ 14.57 $ 20.8828 $ 9.92 $ 14.57 $ 20.88Ages 29-39Age $ 100,000 $ 250,000 $ 500,00029 $ 9.92 $ 14.57 $ 20.8830 $ 9.92 $ 14.79 $ 21.3231 $ 9.92 $ 14.79 $ 22.1932 $ 9.92 $ 14.79 $ 22.1933 $ 9.92 $ 15.09 $ 22.3334 $ 9.92 $ 15.16 $ 22 3835 $ 10.41 $ 16.29 $ 25.9136 $ 11.21 $ 16.93 $ 26.7037 $ 11.57 $ 18.07 $ 28.6538 $ 11.94 $ 19.22 $ 31.1839 $ 12.39 $ 19.94 $ 33.13Ages 40-49Age $ 100,000 $ 250,000 $ 500,00040 $ 12.67 $ 21.67 $ 36.9241 $ 13.86 $ 23.84 $ 39.1442 $ 14.86 $ 26.00 $ 42.9743 $ 15.96 $ 28.00 $ 46.3244 $ 17.24 $ 30.60 $ 51.5845 $ 17.97 $ 33.75 $ 59.9346 $ 19.15 $ 36.25 $ 64 .9347 $ 20.71 $ 39.01 $ 70.4348 $ 21.89 $ 42.26 $ 76.9449 $ 23.36 $ 46.90 $ 85.50 Age 50-60 years $ 100,000 $ 250,000 $ 500,00050 $ 24.63 $ 51.68 $ 96.0651 $ 26.73 $ 54, 96 $ 102.0452 $ 28.84 $ 59.83 $ 111.8053 $ 31.39 $ 65.22 $ 122.0654 $ 34.13 $ 71.13 $ 135.0055 $ 38.31 $ 83.27 $ 157.7456 $ 43.15 $ 93.06 $ 179.1857 $ 47.05 $ 103.93 $ 198.675 for $ 20.8 $ $ 61.84 $ rating.Ages 18 -28Age $ 100,000 $ 250,000 $ 500,00018 $ 9.05 $ 13.09 $ 18.7119 $ 9.05 $ 13.09 $ 18.7120 $ 9.05 $ 13.09 $ 18.7121 $ 9.05 $ 13.09 $ 18.7122 $ 9.05 $ 13.09 $ 18.7123 $ 9.05 $ 13.09 $ 18.7124 $ 9.05 $ 13.09 $ 18.7125 $ 9.05 $ 13 09 $ 18.7126 $ 9.05 $ 13.09 $ 18.7127 $ 9.05 $ 13.09 $ 18.7128 $ 9.05 $ 13.09 $ 18.71Ages 29-39Age $ $ 100,000 250,000 $ 500 00029 $ 9.14 $ 13.31 $ 19.1430 $ 9.14 $ 13.31 $ 19.1431 $ 9.14 $ 13.31 $ 19.1432 $ 9.23 $ 13.40 $ 19.4933 $ 9.23 $ 13.40 $ 19.4934 $ 9.32 $ 13.49 $ 19.4935 $ 9.50 $ 13.99 $ 21.5836 $ 10.38 $ 15.33 $ 22.9237 $ 10 , 75 $ 16.02 $ 24.2138 $ 11.11 $ 16.93 $ 25.8439 $ 11.66 $ 17.85 $ 27.75Ages 40-49Age $ 100,000 $ 250,000 $ 500,00040 $ 12.12 $ 18.99 $ 29.6741 $ 12.67 $ 20.13 $ 32.0642 $ 13.22 $ 21.50 $ 35.4143 $ 13.86 $ 23.33 $ 38.1844 $ 14.49 $ 24.93 $ 42.0145 $ 15.32 $ 25.94 $ 44.9846 $ 16.23 $ 27.83 $ 48, 7147 $ 17.14 $ 2 9.49 $ 51.6848 $ 18.24 $ 31.70 $ 55.5149 $ 19.06 $ 33.86 $ 59.81Ages 50-60Age $ 100,000 $ 250,000 $ 500,00050 $ 20 $ 16.46 $ 65.8751 $ 21.62 $ 38.17 $ 69.0652 $ 23.26 $ 41.37 $ 72.1453 $ 24.80 $ 44.93 $ 79.7554 $ 26.47 $ 49.12 $ 88.2755 $ 28.32 $ 53.93 $ 97.2356 $ 30.39 $ 58.50 $ 106.4357 $ 32.03 $ 63.06 $ 115.6058 $ 33.95 $ 68 , 55 $ 128.5559 $ 37.15 $ 76.31 $ 142.9360 $ 42.26 $ 90.37 $ 173.03 * Offers are presented in a monthly premium format. The above quotes are for a non-smoker in excellent health and are subject to change. 30 Years of Life Insurance Rates by Age A 30 year term offers longer term coverage. As with the lengths mentioned above, the 30-year term will offer a tier award for the first 30 years, and after this initial period, it can renew up to 95 years each year depending on the policy. 30-year term for a non-smoking healthy male with a Preferred Plus rating. Age 18-28 Age $ 100,000 $ 250,000 $ 500,00018 $ 12.96 $ 21.53 $ 33.0619 $ 12.96 $ 21, 53 $ 33.0620 $ 12.96 $ 21.53 $ 33.06 $ 12.96 $ 21.53 $ 33.06 $ 33.06 $ 33.06 $ 33.06 $ 33.06 $ 12.96 $ 21.75 $ 33, 5027 $ 13.05 $ 21.75 $ 33.5028 $ 13.14 $ 21.97 $ 33.76Ages 29-39Age $ 100,000 $ 250,000 $ 500,00029 $ 13.22 $ 22.19 $ 33.8430 $ 13, $ 31 22.62 $ 34.2831 $ 13.40 $ 22.84 $ 35.1532 $ 13.57 $ 23.27 $ 36.0233 $ 13.83 $ 23.36 $ 36.8934 $ 14.18 $ 23.38 $ 38.1935 $ 14.70 $ 23.64 $ 39.5036 $ 16.50 $ 26.20 $ 43.3737 $ 17.33 $ 27.59 $ 46.0638 $ 18.42 $ 29, 90 $ 50.6339 $ 19.43 $ 31.60 $ 54.21 Age 40-50 Age $ 100,000 $ 250,000 $ 500,00040 $ 20.52 $ 33.12 $ 57.2641 $ 21.80 $ 36.67 $ 64.0742 $ 23.36 $ 40.13 $ 70.7943 $ 25.09 $ 42.57 $ 76.17 $ 26.59 $ 46.49 $ 82.8945 $ 26.59 $ 50.87 $ 90.52 55, 02 $ 98.30 $ 30.93 $ 59.63 $ 106.1448 $ 33.51 $ 65.40 $ 116.8549 $ 36.46 $ 71.25 $ 129.4450 $ 39.78 $ 77.94 $ 141.99 Females The samples below are based on a 30-year term for a non-smoking healthy woman with a Preferred Plus rating. $ 11.92 $ 18.49 $ 26.9720 $ 11.92 $ 18.49 $ 26, 9721 $ 11.92 $ 18.49 $ 26.9722 $ 11.92 $ 18.49 $ 26.9723 $ 11.92 $ 18.71 $ 26.9724 $ 11.92 $ 18.71 $ 26.9725 $ 11.92 $ 18.71 $ 26.9726 $ 12.09 $ 18.92 $ 27.4127 $ 12.27 $ 19.36 $ 27.4128 $ 12.44 $ 19.58 $ 27.84Ages 29-39Age $ 100,000 $ 250,000 $ 500,00029 $ 12.62 $ 20.01 $ 28.2830 $ 12.88 $ 20.45 $ 28.6231 $ 13.05 $ 20.88 $ 29.4932 $ 13.31 $ 21, 32 $ 30.3633 $ 13.57 $ 21.75 $ 31.2334 $ 13.83 $ 22.40 $ 32.1035 $ 14.18 $ 23.27 $ 33.4136 $ 15.68 $ 25.08 $ 36.2037 $ 16.23 $ 25.11 $ 38.4438 $ 16.87 $ 25.13 $ 41.2239 $ 17.51 ​​$ 26.34 $ 43.91Ages 40-50Age $ 100,000 $ 250,000 $ 500,00040 $ 18.15 $ 27.61 $ 46.5141 $ 18.70 $ 29.56 $ 50.4042 $ 19.61 $ 31.68 $ 54.2143 $ 20.62 $ 33.97 $ 58.1644 $ 21, 24 $ 36.71 $ 63.4345 $ 21.25 $ 40.23 $ 68.4646 $ 22.90 $ 43.49 $ 73.8447 $ 24.63 $ 46.77 $ 80.1148 $ 26.92 $ 50,42 $ 87.7349 $ 29.29 $ 54.67 $ 96.3350 $ 31.94 $ 59.64 $ 105.66 * Quotes are pre sent in a monthly premium format. The above quotes are for a non-smoker in excellent health and are subject to change. Universal quotes about universal life insurance Universal life, or sometimes called lifetime coverage, is a policy that offers a premium for life. A universal life policy will offer coverage for up to 121 years. The death benefit is fixed. The Balancing Samples below are rates based on a universal No Lapse of Life quote for a non-smoking healthy man with a Preferred Plus rating. From 16-28 years old A $ 100,000 $ 200,000 $ 300,00016 $ 35.63 $ 71.26 $ 93.1017 $ 35.65 $ 71.30 $ 93.1518 $ 35.67 $ 71.34 $ 93.1819 $ 35.68 $ 71.36 $ 93.2320 $ 35.70 $ 71, 40 $ 93.2721 $ 35.72 $ 71.44 $ 93.3222 $ 35.73 $ 71.46 $ 93.3523 $ 35.75 $ 71.50 $ 93.4024 $ 35.76 $ 71.52 $ 93.4425 $ 35.78 $ 71.56 $ 93.4826 $ 37.63 $ 75.26 $ 98.2427 $ 39.40 $ 78.80 $ 102.8128 $ 41.11 $ 82.22 $ 107, 2229 $ 42.75 $ 85.50 $ 111.50Ages 29-39Age $ 100,000 $ 200,000 $ 300,00030 $ 44.34 $ 88.68 $ 115.6231 $ 45.88 $ 91.76 $ 119.6332 $ 47, 37 $ 94.74 $ 123.5233 $ 48.81 $ 97.62 $ 127.3034 $ 50.21 $ 100.42 $ 130.9635 $ 51.57 $ 103.14 $ 134.5236 $ 53.96 $ 107.92 $ 142.8037 $ 56.28 $ 112.56 $ 150.7438 $ 58.53 $ 117.06 $ 158.3839 $ 60.72 $ 121.44 $ 165.76Ages 40-49Age $ 100,000 $ 200,000 $ 300,00040 $ 62.84 $ 125.68 $ 172.8941 $ 64.91 $ 129, 82 $ 179.7942 $ 66.92 $ 133.84 $ 186.4743 $ 68.88 $ 137.76 $ 192.9644 $ 70.80 $ 141.60 $ 199.2645 $ 72.66 $ 145.32 $ 205.3746 $ 79.20 $ 158.40 $ 222.5447 $ 85.38 $ 1 70.76 $ 238.7948 $ 91.26 $ 182.52 $ 254.3249 $ 96.86 $ 193.72 $ 269.20 Ages 50-59Age $ 100,000 $ 200,000 $ 300,00050 $ 102.22 $ 204.44 $ 283.4851 $ 102.57 $ 205.14 $ 283.7852 $ 107.32 $ 214.64 $ 296.5253 $ 111 .89 $ 223.78 $ 308.8254 $ 116.30 $ 232.60 $ 320.7255 $ 120.57 $ 241.14 $ 332.2156 $ 131.47 $ 262.94 $ 362.2657 $ 141.79 $ 283.58 $ 390.6858 $ 151.61 $ 303.22 $ 417.7759 $ 160.99 $ 321.98 $ 443.67Ages 60- 65 years old $ 100,000 $ 200,000 $ 300,00060 $ 169.95 $ 339.90 $ 468.5061 $ 175.11 $ 350.22 $ 482.7562 $ 183.23 $ 366.46 $ 505.3163 $ 191.05 $ 382.10 $ 527.0464 $ 198.60 $ 397.20 $ 548, 0365 $ 205.89 $ 411.78 $ 568.35 $ not yet available. Ages 16-28Age $ 100,000 $ 200,000 $ 300,00016 $ 31.61 $ 63.22 $ 80.9917 $ 31.63 $ 63.26 $ 81.0318 $ 31.64 $ 63.28 $ 81.0619 $ 31 66 $ 63.32 $ 81.1020 $ 31.67 $ 63.34 $ 81.1521 $ 31.69 $ 63.38 $ 81.1822 $ 31.70 $ 63.40 $ 81.2223 $ 31.72 $ 63.44 $ 81.2624 $ 31.73 $ 63.46 $ 81.2925 $ 31.74 $ 63.48 $ 81.3326 $ 32.98 $ 65.96 $ 85.5327 $ 34.18 $ 68 , 36 $ 89.5628 $ 35.34 $ 70.68 $ 93.44Ages 29 -39Age $ 100,000 $ 200,000 $ 300,00029 $ 36.47 $ 72.94 $ 97.1830 $ 37.5 6 $ 75.12 $ 100.8031 $ 38.63 $ 77.26 $ 104.3132 $ 39.66 $ 79.32 $ 107.7033 $ 40.68 $ 81.36 $ 111.0034 $ 41.66 $ 83.32 $ 114, 2235 $ 42.63 $ 85.26 $ 117.3536 $ 44.93 $ 89.86 $ 123.0537 $ 47.15 $ 94.30 $ 128.5238 $ 49.28 $ 98.56 $ 133.8239 $ 51.34 $ 102.68 $ 138.95Ages 40-49Age $ 100,000 $ 200,000 $ 300,00040 $ 53.34 $ 106.68 $ 143.9441 $ 55.27 $ 110.54 $ 148.8042 $ 57.15 $ 114.30 $ 153.5243 $ 58.97 $ 117.94 $ 158.1344 $ 60.75 $ 121.50 $ 162.6245 $ 62.48 $ 124.96 $ 166.9746 $ 67.41 $ 134.82 $ 181.3047 $ 72.03 $ 144.03 $ 194.5648 $ 76.42 $ 152.84 $ 207.1249 $ 80.61 $ 161.22 $ 219.10Ages 50-59Age $ 100,000 $ 200,000 $ 300,00050 $ 84.61 $ 169.22 $ 230.5451 $ 86.39 $ 172.78 $ 235.8052 $ 90.01 $ 180.02 $ 246.1153 $ 93.50 $ 187.00 $ 256.0654 $ 96.87 $ 193.74 $ 265.6555 $ 100.12 $ 200.24 $ 274 9056 $ 109.33 $ 218.66 $ 302.6657 $ 117.93 $ 235.86 $ 328.2858 $ 126.05 $ 252.10 $ 352.4259 $ 133.76 $ 267.52 $ 375.27 Age 60-65 years $ 100,000 $ 200,000 $ 300,00060 $ 141.11 $ 282.22 $ 397.0161 $ 142.29 $ 284.76 $ 43.76 $ $ 43.86 The above quotes are for a non-smoker in excellent health and are subject to change. Life Insurance Pricing Study In a recent study, we analyzed over 100,000 citations requested on our website. The results are significant, but not surprising. The longer you wait to buy it, the more it will cost you in monthly rewards. But the most surprising thing is that 60% of buyers are waiting to get life insurance until after 45 years. This is the problem that we are working on to solve. Contribute to raising awareness about the importance of life insurance. If you have financial dependents, get some type of coverage in effect. As you are about to find out, get the most out of your purchase by buying it younger. As part of our research, we asked nearly 4,000 people to guess their price. The results have been surprising. Of the group, 94% of responses did not come close to the actual price of life insurance. Our research shows that Americans have no idea how much life insurance should cost. Life insurance rates increase by age The average cost increases by 22% from 20 to 30 years The average cost increases by 65% ​​from 30 to 40 years The average cost increases by 96% from 40 to 50 years The average cost increases by 94% from age 50 to 60 years The average cost increases by 225% from 30 to 50 years The data show that the price increases with age. The overall price increases between 20 and 70 years. An important thing to note is that it is a monthly premium. The total cost of a life insurance policy taken out between 30 and 45 years could be the same if you are in perfect health, since with age the needs are reduced (duration and amount of coverage). You will pay a higher rate, but for a shorter period of time. The reason we show prices in the monthly premium is because most people make their budgets on a monthly basis. Cash in, cash out. If your income increases along this same curve, you will not feel tight. If not, you will definitely feel it when you go to buy coverage later in life.