Financial expert, 39, reveals the five mortgage hacks she swears by – Get our quote in a couple of minutes

Financial expert Canna Campbell has revealed the five mortgage hacks with which she swears, as she and her family of four prepare to move to a new home in Bondi Beach in Sydney. The 39-year-old planner said that moving is stressful, but it doesn't have to be provided that you plan and prepare your finances for a new mortgage accordingly. "There are five hacks that I swear to have paid for a new home quickly," Canna said in a YouTube video on the subject. Financial expert Canna Campbell has revealed the five mortgage hacks she swears by as she and her family of four prepare to move to a new home in Bondi Beach in Sydney (pictured with her son) The first – and the most important – what you need to do is review and update the family budget (stock image) Canna (pictured) advises you to get a quote for the new electricity, gas and advice rates, so as not to suffer a bad surprise when you move to1. Review and Update Your Budget The first – and most important – thing you need to do is review and update your family budget. "Being in a new home and a slightly larger home, some of our existing household expenses will increase, such as our home and content insurance," said Canna. You have to organize a quote and take it into consideration immediately, so you don't get rushed when you move. Canna also advises you to get a quote for your electricity, gas and advice rates, and then talk to your partner about this so that the family budget has been communicated effectively. & # 39; & # 39; we decided to try to make cuts where we can, for example our growing spending on family spending, "said Canna. The Campbells are doing this by adopting an increasingly vegetarian diet. The second thing Canna (pictured) said you have to do to pay your mortgage quickly is to make sure you are adequately insured.2 Make sure you are adequately insured The second thing Canna said you need to do to pay your mortgage quickly is to make sure you are adequately insured. "To my absolute horror , I found out that Tom (his partner) had no personal insurance and never had any, "said Canna. As soon as he found out, he said he acted and organized a life insurance application, TPD coverage and coverage for serious illness or trauma, as well as income protection for up to 65 years. He recommends everyone to do the same. "I have always had all the coverage. In fact, I'm probably too insured, "said Canna." But I don't want to change it, because the protection of my family deserves the investment. "She said you have to agree on your common financial goals and work from there; for example, she said what's important to her and Tom is paying the mortgage and investing (stock image) 3. Agreeing joint financial goals. The third Canna hack it's about your financial goals, alone or with a partner. "For Tom and me, the most important thing is that we pay for the family home," Canna said. "The faster we do it, the more money available for family vacations, experiences and investments. "Once you agreed on what's most important, Canna said you should look at the family budget and agree on an extra repayment plan to ensure that your home gets paid off as quickly as possible. & # 39; We have also agreed on a regular investment plan that includes debt laundering, "said Canna." The debt laundering strategy will allow us to prioritize paying for the house as well as launder. " 4. Prepare your wills Canna said that she and Tom have spent the past week or so setting their wills, to make sure that if something happens, their assets are distributed exactly to their wishes and in order to reduce them to minimum taxes. "More complicated than you think," said Canna. For example, the "will kits" that can typically be purchased from places like the post office "aren't worth the paper they were written on," he said. Canna (pictured) said organizing a delayed settlement for when they move and move into the new home, gave herself and her partner some "time and space" to accumulate financial resources5. Build up your finances Finally, Canna said organizing a settlement late for when they move in and into the new home, gave herself and her partner some "time and space". "Time and space to put some money aside so that the day we move to our new home, we will actually pay our mortgage repayment right there and then," said Canna. "Technically, by doing this we are paying our mortgage. 30 days before, and this little move alone will save us over $ 14,000 in interest and a four-month break from our home loan. "Canna said it's" incredibly rewarding "knowing that when they spend their first night in their new home, they are already "ahead".