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What is credit insurance?

Buying a home, taking out a loan, or getting a line or a credit card? You sure don't want to lose them if something happens to you. You also don't want your loved ones to end up with debts they can't afford to pay.

This is where credit insurance can come in handy. Sometimes called “creditor protection,” this insurance can make your mortgage payments, pay off a loan balance, or settle your debts for you in the event of the unexpected.

The unexpected could be: serious illness, such as life-threatening cancer, heart attack, stroke, death, unintentional loss of employment.